The average credit score in the US is 695. An all-time high. Five tiers of ranking determine where you fall on the scale. Anything between 660 and 719 is average, but numbers below 620 are bad. Approximately 12% of Americans fall below 550. Bad credit rates affect daily life, making it harder to borrow money and apply for credit… Read more »
Is a Refinance Possible? What Borrowers Need to Know About Hard Money Loans in Georgia
Refinancing your mortgage is not a sure bet even in today’s thriving economy. In fact, the average American still cannot get qualified for a mortgage. One main reason for a traditional mortgage denial is insufficient credit scores. According to data, the median credit score for a new mortgage is over 750. This is significantly higher… Read more »
Get That House: Here’s How Atlanta Private Lending Can Help You with Your Mortgage
In the United States, 65% of homeowners have a mortgage and almost half of these originate from non-depository lenders. But, there are other ways to get a loan for a mortgage today and one of these is through private lenders. Read on to find out more about how Atlanta private lending can help you with… Read more »
Need a Hand? Here’s How Atlanta Hard Money Lenders Can Help You
One in three people gets denied financing through traditional funding. Whether it’s credit history or debt versus income, banks are shady with financing. That can leave you frustrated you’re trying to earn a pretty penny on a nice investment. But there’s a solution to your short-term economic trial, and hard money lenders in Atlanta can help. Hard… Read more »
How to Find Reputable Hard Money Lenders in Georgia
You did it! You’ve found the perfect real estate investment property. You know that you can buy this property, fix it up, and flip it fast. But you’ve got a few problems. Your credit score isn’t very good. Plus, you need to move fast to get this property or it will go out from under… Read more »
A Step by Step Guide to Getting Hard Money Loans in Atlanta
For the 71 percent of all Americans who are in debt anything having to do with finances can be incredibly stressful. When the unexpected happens many people have no idea where to turn to get the funds they need. But the good news is hard money loans in Atlanta are an easy way to get… Read more »
How to Raise Your Credit Score Fast
What’s your credit score? This is what people ask when it comes to big investments like leasing a new car or buying a home. Unfortunately, a few young and dumb mistakes made your credit bottom-out. You’re not among the 650 – 743+ average credit score range. Fast forward to today, sitting across from a lender… Read more »
A Quick Look at Hard Money Lending Rates
How much money do you currently have in savings? Enough to cover an unexpected emergency? If your answer is no, you aren’t alone. Less than half of Americans would have the cash available to cover a $1,000 emergency. Meaning most turn to credit cards when money is tight. Besides credit cards, another option for quick… Read more »
Atlanta Private Lending; What Is It and How Do I Get It?
Nearly every person in America has taken out a loan or has a debt of some kind. This might sound like a bad thing, but taking on debt to pay for your needs in the immediate future is often a sound financial decision. Many people acquire debt in the form of student loans, auto loans,… Read more »
Bad Credit Loans In Georgia: Here’s How to Get Them
Do you struggle with debt? You’re not alone. The average American household owes around $134,000. It comes in the form of medical bills, student loans, credit cards, mortgages, and it adds up quick. So how do you get out of it? The simple answer is to consolidate it all with a loan. That’s easier said… Read more »